4.0.18 Safe to install
Monitoring your credit profile is now easier with the TransUnion CIBIL mobile app. Stay connected to your personal credit information, loans, accounts, credit exposure, and more.
The app offers a refreshing look and feel and allows you to:
- Log in to your CIBIL Dashboard with the same username and password as the web application.
- Get one free CIBIL Score and Report per year.
- Subscribe for unlimited access and daily refreshes to your CIBIL Score and Report.
- Use the CIBIL Score Simulator to evaluate different scenarios and see how actions can impact your score.
- Receive CIBIL Alerts for key changes in your credit profile.
- Monitor your credit profile with a snapshot of all inquiries, active loan accounts, or credit cards.
- Learn more about your CIBIL Score and Report and its role in accessing credit.
Find personalized loan offers tailored to your needs on CIBIL Marketplace, a platform that facilitates transactions between borrowers and Banks/NBFCs. Choose from a range of personalized loans and credit card offers from NBFCs like Bajaj Finance Limited. Repayment options range from 3 to 90 months, with an annual interest rate of 3% to 48% and a processing fee of 0.5% to 10% charged by lenders.
Please note:
- All loans are available only to Indian citizens within India.
- Final loan approval is subject to the lender's policy.
For example:
- Loan amount: INR 100,000
- Tenure: 12 months
- Processing fee: 2%
- Interest rate: 15%
Representative calculation:
- Loan amount: INR 100,000
- Processing fee of 2% results in INR 2,000 deducted from the loan amount, making the disbursed amount INR 98,000.
- Total interest payable over 12 months at 15% is INR 8,310.
- Total amount payable: INR 108,310.
Download the app today!
About TransUnion CIBIL – Consumer Interactive:
Consumer Interactive is the direct-to-consumer division of TransUnion CIBIL, India's largest credit information company. They provide consumers with accessible and accurate credit information, promoting financial literacy, inclusion, and protection. Their mission is to help Indian consumers access and understand the opportunities that lead to a higher quality of life. They believe in the power of information to help individuals make better financial decisions and contribute to the development of a stronger economy.
Visit www.cibil.com for more information.
Overview
CIBIL® Score & Report is a Freeware software in the category Business developed by TransUnion CIBIL.
The latest version of CIBIL® Score & Report is 4.0.18, released on 12/24/2024. It was initially added to our database on 10/22/2023.
CIBIL® Score & Report runs on the following operating systems: Android/iOS.
CIBIL® Score & Report has not been rated by our users yet.
FAQ
What is a CIBIL Score?
A CIBIL Score is a three-digit number that ranges from 300 to 900 and represents an individual's creditworthiness based on their credit history.
How can I check my CIBIL Score?
You can check your CIBIL Score online by visiting the TransUnion CIBIL website and entering the required personal details to access your score and report.
What factors affect my CIBIL Score?
Factors that affect your CIBIL Score include payment history, credit utilization, length of credit history, types of credit used, and recent credit inquiries.
What is the difference between a CIBIL Score and a CIBIL Report?
A CIBIL Score is a numerical representation of creditworthiness, while a CIBIL Report is a detailed document that provides comprehensive information about your credit history and score.
How often should I check my CIBIL Score?
It is recommended to check your CIBIL Score at least once a year to keep track of your credit health and manage your financial well-being.
Can I improve my CIBIL Score?
Yes, you can improve your CIBIL Score by making timely payments, reducing debt levels, limiting new credit inquiries, and maintaining a good credit mix.
Is it free to access my CIBIL Report?
You are entitled to one free CIBIL Report per year. Additional reports may require a fee.
What should I do if I find errors in my CIBIL Report?
If you find errors in your CIBIL Report, you should dispute them by raising a complaint on the TransUnion CIBIL website for correction.
How long does it take for changes to reflect in my CIBIL Report after resolving disputes?
Changes typically reflect in your CIBIL Report within 30 days after the dispute has been resolved.
Can lenders see my CIBIL Report?
Yes, lenders use your CIBIL Score and Report to evaluate your creditworthiness when you apply for loans or credit cards.
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